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Photo of Andy Newman

Andy Newman

Branch Manager

NMLS# 271168
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What my customers are saying...

  • Madison, WI refinance customer received outstanding service!~ (BBB)

    GoGSF Testimonials

    “I worked with Andy Newman from GSF Mortgage for the purchase of our first house and the subsequent refinance. GSF offered some of the best rates and Andy provided outstanding service throughout the process. I could not be happier with the experience I had with GSF.”


  • Wexford, PA purchase customer says GoGSF makes purchasing a home simple! ~ (Zillow)

    GoGSF Testimonials

    “It would be difficult to garner enough superlatives to accurately describe the exemplary job Andy Newman of GSF Mortgage Corp. did for us in connection with the purchase our first home. My wife and I were first time homebuyers, and to say we knew nothing of how the process worked would be a colossal understatement. Andy was nothing but patient and eager to walk us through the entire process from its inception (determining what type of home we could afford) to its conclusion (what we needed to know for the closing). Andy was highly responsive to any queries we had, which was a refreshing change when compared to the normal process of having to chase people down for information or responses. His responses were not only timely, but also thoughtful in thinking a few steps ahead to guide us through the process and to eliminate the unpleasantness of last minute surprises. Andy had a really knack for making what is a complicated process feel simple to two people who knew virtually nothing about it and easily could have been intimidated by its complexity. Make no mistake, buying your first home can stressful at times, however, that stress was at a minimum thanks to Andy’s hard work and dedication to excellence. Hopefully, we will be in our new home for years to come, but if and when it comes time to purchase our next home, there is no doubt that the first phone call I make in that process with be to Andy Newman at GSF Mortgage Corp.”


  • Wisconsin client says best refinance experience they ever had!

    GoGSF Testimonials

    “By far the best refi experience I have had. Andy Newman was extremely responsiveness and accomodating and made it an extremely smooth and painless process. To top it off, they sent the closer to our house at 7:00pm to close the refinancing. I have never closed a refinancing after business hours let alone at our house. A great experience and I would definitely recommend Andy Newman and GSF Mortgage Corp to others.”


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Photo of Barbara Compton

Barbara Compton

Senior Loan Originator

NMLS# 172140
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What my customers are saying...

  • Kent County, DE customer says it was worth-while!

    GoGSF Testimonials

    Barbara Compton – Senior Loan Originator

    GoGSF Testimonials

    “It was worth the phone call. From Deb your processor to everyone I have spoken with it was a pleasure doing business with GSF. Thanks for taking care of my mother as well. Best to all of you.”

     

     


  • New Castle, DE refinance customers had a great experience!

    GoGSF Testimonials

    Barbara Compton – Senior Loan Originator

    GoGSF Testimonials

    “Somehow I missed your e-mail but a friend forwarded it to me. I’m so glad she did. My husband and I have refinanced before and were very skeptical about GSF Mortgage but then we sat down with your
    supervisor who walked us through the process. Everything was what you said – that was not our
    experience in the past. Thanks again for your help. If we ever need to refinance again we will be calling
    you.”

  • Wyoming, DE customer recommends GSF to friends and family!

    GoGSF Testimonials

    Barbara Compton – Senior Loan Originator

    GoGSF Testimonials
    “Thanks for your help. I plan on recommending my friends and family to your company.”


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Photo of Beverly Sullivan

Beverly Sullivan

Senior Loan Originator

NMLS# 374922
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What my customers are saying...

  • Real Estate Expert says Beverly offers personalized service during every step!

    GoGSF Testimonials

    Beverly Sullivan – Loan Originator

    GoGSF Testimonials

    “Beverly Sullivan is a professional, offering personalized service during every step in the process, integrity with what she promises, and great rates compared to other lender in the area.”

    Jon Partridge| Michael Saunders and Company


  • Financial Planner says Beverly finds ways to get loans funded!

    GoGSF Testimonials

    Beverly Sullivan – Loan Originator

    GoGSF Testimonials

    “Bottom line, Beverly finds ways to get loans funded where other can’t.”

    Anthony DiGiovanni | Financial Planner | The Business Doctors, LLC


  • Attorney at Law says Beverly is committed to providing the highest level of customer service!

    GoGSF Testimonials

    Beverly Sullivan – Loan Originator

    GoGSF Testimonials

    “I have worked with Beverly Sullivan on mortgage closings for over a decade. She is knowledgeable, professional, and committed to providing her customers with the highest level of customer service”.

    Lauren P. Kohl | Attorney at Law


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Photo of Bobby Roberts

Bobby Roberts

Branch Manager

NMLS# 187975
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Photo of Brad Kovachik

Brad Kovachik

Senior Loan Originator

NMLS# 270248
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Photo of Brian Fisher

Brian Fisher

Branch Manager

NMLS# 271359
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Photo of Brian Fiskum

Brian Fiskum

Branch Manager

NMLS# 157308
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What my customers are saying...

  • GoGSF Customer 2012 (GoGSF Customer)

    GoGSF Testimonials

    Brian Fiskum, Senior Vice President

    “GSF Mortgage is the best place to go for a mortgage loan because of Brian. This makes loan number 3 for us”.


  • - GoGSF Customer 2012 (GoGSF Customer)

    GoGSF Testimonials

    Brian Fiskum, Senior Vice President

    GoGSF Testimonials ”Would highly recommend anyone to go to Brian for all your loan needs.”


  • GoGSF Customer 2012 (GoGSF Customer)

    GoGSF Testimonials

    Brian Fiskum, Senior Vice President

    “I would not hesitate to contact Brian again if I was in the market to refinance, buy, or sell a home. We have given his name to anyone who talks about real estate.”


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Photo of Brian Hofmann

Brian Hofmann

Mortgage Loan Originator

NMLS# 1114622
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Photo of Bruce Strandskov

Bruce Strandskov

Loan Originator

NMLS# 1062977
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Photo of Charlie Fish

Charlie Fish

Branch Manager

NMLS# 276152
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Photo of Christopher Patille

Christopher Patille

Loan Originator

NMLS# 899769
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What my customers are saying...

  • Mohrsville, PA purchase customer felt like they were the only customer!

    GoGSF Testimonials

    Christopher Patille – Loan Originator

    GoGSF Testimonials

    “I wanted to express the superb service I received from Chris Patille. We purchased our home in May, which was a very exciting, yet frightening process. Chris answered the numerous questions I had throughout the process and was accurate with the timeline he provided me. I closed in less than 30 days! Chris always made himself available or accessible. Although, I knew I was not the only client he had at the time, he made me feel like I was. Whether it was the weekend, after hours or during the day, it just didn’t seem to matter. If I am ever in the market for purchasing another home or refinancing, Chris will be the first one I call. Thanks for your all your help!”


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Photo of Clay Strickland

Clay Strickland

Loan Originator

NMLS# 950438
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Photo of Dana Tilidetzke

Dana Tilidetzke

Senior Loan Originator

NMLS# 270605
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What my customers are saying...

  • GoGSF Customer 2012 (GoGSF Customer)

    GoGSF Testimonials

    Dana Tilidetzke, Senior Loan Originator

    “Thank you very much for helping me get my first home! You have no idea what this means. All your help was greatly appreciated.”


  • GoGSF Customer 2012 (GoGSF Customer)

    GoGSF Testimonials

    Dana Tilidetzke, Senior Loan Originator

    “Thanks for all your hard work. We can’t express our thanks enough. Please feel free to stop by any time you want. You name is all we give to our friends when they ask who helped us get our home. You are great at what you do!”


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Photo of Darvin L. Phillips, Jr.

Darvin L. Phillips, Jr.

Mortgage Loan Originator

NMLS# 1077585
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Photo of David Butcher

David Butcher

Branch Manager

NMLS# 197183
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Photo of Dean Adler

Dean Adler

Branch Manager

NMLS# 110615
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Photo of Dennis J. Tarnowski

Dennis J. Tarnowski

Loan Originator

NMLS# 277689
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Photo of Ed Pollack

Ed Pollack

Branch Manager

NMLS# 352562
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Photo of Eileen Million

Eileen Million

Senior Loan Originator

NMLS# 75295
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What my customers are saying...

  • Chicago, IL customer felt in good hands with GSF Mortgage! (BBB)

    GoGSF Testimonials

    Eileen Million – Senior Loan Originator

    GoGSF Testimonials

    “I worked with Eileen at GSF. She was extremely helpful and great to work with. I was exploring different mortgage scenarios with her and she was quickly able to tell me the current rates and effects on my monthly payments. I did minimal work while she and GSF took care of the bulk of the application process. GSF staff were very helpful and they made sure that everything went smoothly.

     


  • Dallas, TX customer had a positive experience!~ (BBB)

    GoGSF Testimonials

    Eileen Million- Loan Originator

    GoGSF Testimonials

    “Eileen Million was our agent. She was extremely helpful for our loan application. definitely was a positive experience, and would highly recommend GSF.”


  • Cliffside, NJ refinace customer says GSF was everything you wish for! ~ (Zillow)

    GoGSF Testimonials

    Eileen Million – Loan Originator

    GoGSF Testimonials

    “Just closed on my refinance. It was a pleasure to deal with Eileen. She made all the process easy and understandable. Everything was done on the phone or through email. Great job. Fast, knowledgeable. Everything you wish for. Don’t hesitate in choosing GSF and Eileen. you will be happy you did. I can not say enough as to how easy and fast the whole process was.”


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Photo of Ellen Exley

Ellen Exley

Loan Originator

NMLS# 343027
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What my customers are saying...

  • The Woodlands, TX purchase customer says this was the only part that went smoothly and stress free!

    GoGSF Testimonials

    Ellen Exley – Loan Originator

    GoGSF Testimonials

    “What a relief!  The only piece of the home buying puzzle that went smoothly and which was stress free.  This is all thanks to Stephen and Ellen Exley.  Collectively, they ensured that all supporting documentation was accurate and complete, speeding up the process, and they secured the best interest rate the volatile market had to offer, up to the last minute before closing. They are honest, trustworthy and detail oriented; attributes which are difficult to find in this highly competitive industry.  They came highly recommended to me and exceeded my expectations; therefore, I highly recommended them to everyone.”


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Photo of Frank Papaleo

Frank Papaleo

Branch Manager

NMLS# 134141
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What my customers are saying...

  • Maryland purchase customer appreciated that Frank was available around the clock!

    GoGSF Testimonials

    Frank Papaleo – Senior Loan Originator

    GoGSF Testimonials

    “I wanted to let you know that Frank Papaleo is a real asset to GSF.  I began working with him over a year ago on a house I was attempting to purchase and unfortunately things didn’t work out, to no fault of his though.  He continued to keep in contact just to see how things were going.  I found a property in October.  It was a HUD foreclosure.  I had no idea what I was getting myself into from a paperwork perspective.  I contacted Frank immediately and he was on board. He guided me through the entire purchase process, went out of his way to answer questions and emails after hours and on the weekends and most importantly kept me calm and encouraged me when I would become frustrated.  On December 30th I closed on my house.

     I have recommended Frank already to my brother who is beginning to look for a home and some of my friends.  In the event I ever look for another house in the future, Frank will be my first call.  I have been meaning to do this earlier but am finally getting around to it after over a month.”

     


  • Mount Royal, NJ refinance customer says “easiest refinancing and closing ever!!” ~ (Lendingtree)

    GoGSF Testimonials

    Frank Papaleo – Loan Originator

    GoGSF Testimonials

    “Dear Frank and Tricia,

    We closed on our mortgage refinancing last night and Oh My Gosh, that was the easiest refinancing and closing ever!!  Over the years we’ve been thru the mortgage and/or refinancing process many times, and I have NEVER had one go so calmly and stress-free!!  Throughout the process, you guys were always available, whether it be via email, phone or text!  And, having the Notary come to our house to sign the paperwork, at a day/time that worked for us…well that was just FANTASTIC!! Thanks to both of you for all your help.  It was GREAT, and I wish you all the best!”


  • Hummelstown, PA refinance customer says GoGSF does an exemplary job! ~(GoGSF)

    GoGSF Testimonials

    Frank Papaleo-Senior Loan Originator

    GoGSF Testimonials

    “I would like to commend Mr. Frank Papaleo for his highly professional and effective work as my mortgage consultant.  He managed to navigate my case through the jungle of obstacles with outstanding skills. All of my e-mails were answered within minutes!  Despite the emergence of unforeseeable problems, Mr. Papaleo always kept his positive attitude and remained very perseverant.   He has clearly worked on my case well above and beyond the call of duty.. Overall, I believe Frank did an exemplary job of processing my loan.”


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Photo of Gary Curtiss

Gary Curtiss

Co-Branch Manager

NMLS# 951083
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Photo of Howard Anderson

Howard Anderson

Loan Originator

NMLS# 1105054
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Photo of J. Kay Harvill

J. Kay Harvill

Branch Manager

NMLS# 251287
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Photo of Jack Westfield

Jack Westfield

Branch Manager

NMLS# 926621
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Photo of Jason Gasior

Jason Gasior

Loan Originator

NMLS# 177543
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Photo of Jay Fallon

Jay Fallon

Mortgage Loan Originator

NMLS# 146255
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Photo of Jeffrey Gasior

Jeffrey Gasior

Branch Manager

NMLS# 164010
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Photo of Jennifer Butcher

Jennifer Butcher

Senior Loan Originator

NMLS# 267582
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Photo of Jennifer Geiger

Jennifer Geiger

Loan Originator

NMLS# 959458
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What my customers are saying...

  • Shipshewana, IN refinance customer said Jenni always had the answers! ~Zillow

    GoGSF Testimonials

    Jennifer Geiger – Loan Originator

    GoGSF Testimonials

    “Our experience GFS was great. Jenni Geiger did a great job in the process of the refinance loan from start to finish. Jenni always had answers when we had questions and if she didn’t have the answer she always replied back in a timely manor with the answer either by phone or e-mail.”

     


  • Caledonia, WI purchase customer says Jenni was so genuine! ~ (Zillow)

    GoGSF Testimonials

    Jennifer Geiger – Loan Originator

    GoGSF Testimonials

    “Being a first time homebuyer can seem overwhelming. My husband and I were fortunate enough to work with Jennifer Geiger, who helped us through the entire purchase process. Jenni was so genuine. Whenever we had a question or needed clarification, we never felt as though we were interrupting her. Her enthusiasm is contagious! She was always as excited as we were about our new home. She took the time to follow up with us after the process to see how our first weekend went in our new home. We have already recommended Jenni to our friends and will continue to do so in the future.”


  • Sykesville, MD refinance customer had no problem closing their VA loan!~ (BBB)

    GoGSF Testimonials

    Jennifer Geiger – Loan Originator

    GoGSF Testimonials

    “Me? Male, veteran, 45 yrs, successful professional, 2 great kids. My experience with GSF Mortgage and Jenni Geiger : friendly, fast, organized and in constant communication with me through the entire process. This was a VA loan which makes it a little more paperwork intensive – and they got it all done, on time with no issue. The closing of the refinance loan was done at my house as GSF arranged for the closer to come to me vs. me going to them at some strange lawyers office; nice ! I would HIGHLY recommend GSF for your mortgage needs.”


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Photo of Jerome Anderson

Jerome Anderson

Branch Manager

NMLS# 202802
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Photo of Jim Ahlin

Jim Ahlin

Branch Manager

NMLS# 389659
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What my customers are saying...

  • Parker, CO purchase customer says Jim is knowledgeable and courteous!

    GoGSF Testimonials

    Jim Ahlin – Loan Originator

    GoGSF Testimonials

    “Jim has done a lot for me and our organization. Our buyers love him, as he is always very knowledgeable and courteous. I would recommend Jim to anyone.”


  • Windsor, CO purchase customer says Jim’s commonsense approach made their life easy.

    GoGSF Testimonials

    Jim Ahlin – Loan Originator

    GoGSF Testimonials

    “My fiancé and I had what we thought to be one of the most difficult loan applications when we went to purchase our home together.(i.e. two separate homes in two different states we needed to sell, multiple forms of incomes and investments, and a major deadline) Jim made the process seamless by handling our deal with ease, and not letting us feel any of the pressure. He is not only professional and experienced, but his common sense approach and knowledge of the loan process made our life easy in a not so easy situation.”


  • Denver area real estate broker says Jim is thoughtful and persistent!

    GoGSF Testimonials

    Jim Ahlin –  Loan Originator

    GoGSF Testimonials

    “I’m a real estate broker and I’m happy when my clients choose to work with Jim because I know he’s going to work hard to get them into the right loan program for their needs. Lending isn’t easy these days but Jim will think through the whole deal and be diligent about getting his clients approved. He knows their loan is very important to them and he’ll do everything he can to help his clients. I feel comfortable working with Jim and I know he’s gonna follow through.”


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Photo of John Maliska

John Maliska

Senior Loan Originator

NMLS# 20144
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Photo of John Nestor

John Nestor

Branch Manager

NMLS# 182541
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Photo of Jonathan Greene

Jonathan Greene

Branch Manager

NMLS# 172350
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Photo of Joshua Rosensweet

Joshua Rosensweet

Loan Originator

NMLS# 374896
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What my customers are saying...

  • Real Estate Professional would not hesitate to recommend Joshua!

    GoGSF Testimonials

    Joshua Rosensweet – Loan Originator

    GoGSF Testimonials

    “I would highly recommend Josh without any hesitation”

    Ed Klopfer | Ed Klopfer Schools of Real Estate


  • Sarasota, FL Realtor says Joshua always comes through!

    GoGSF Testimonials

    Joshua Rosensweet – Loan Originator

    GoGSF Testimonials

    “I have dealt with many mortgage professionals, but the one that has always come through is Josh.”

    Fernando Viteri, P.A. | Realtor| Premier Sotheby’s International Realty


  • Attorney at Law say Joshua is committed to customer service!

    GoGSF Testimonials

    Joshua Rosensweet – Loan Originator

    GoGSF Testimonials

    “I have worked with Joshua on mortgage closings for over a decade. He is knowledgeable, professional, and committed to providing his customers with the highest level of customer service”.

    Lauren P. Kohl | Attorney at Law


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Photo of Joshua Young

Joshua Young

Loan Originator

NMLS# 1018068
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Photo of Laura A. Horacek

Laura A. Horacek

Branch Manager

NMLS# 125071
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Photo of LaWanda Vickers

LaWanda Vickers

Mortgage Loan Originator

NMLS# 1171181
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Photo of Lee Spencer

Lee Spencer

Branch Manager

NMLS# 196049
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Photo of Leif Nohre

Leif Nohre

Loan Originator

NMLS# 126584
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Photo of Lin Howe

Lin Howe

Branch Manager

NMLS# 318970
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Photo of Lisa O’Connor

Lisa O’Connor

Branch Manager

NMLS# 951057
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Photo of Lourdes Marquez

Lourdes Marquez

Loan Originator

NMLS# 1127266
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Photo of Martin Siklich

Martin Siklich

Branch Manager

NMLS# 137305
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Photo of Megan Patterson

Megan Patterson

Loan Originator

NMLS# 117615
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Photo of Michael Cox

Michael Cox

Branch Manager

NMLS# 269700
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What my customers are saying...

  • Duluth, MN purchase cannot say enough about their great experience!~ (Zillow)

    GoGSF Testimonials

    Mike Cox – Senior Loan Originator

    GoGSF Testimonials

    “I cannot say enough in this tiny little space that would really capture the kind of experience we had with Mike and Amy at GSF Mortgage. After a difficult relocation, and a buying experience with many bumps in the road, we are closing on our new house on Monday. Mike and Amy and their team worked hard for us to get us a rate we never dreamed we would have, and to make the purchase happen on an abbreviated schedule. I would love to give them my return business some day, but I don’t think you could pry me out of my new place with a crowbar :) If we ever do move or refi, we will be back to talk with Mike and Amy, and will be pleased to give them our highest recommendation.

    We are so grateful for all that they did to make this experience as smooth as possible for our family.”


  • Combined Locks, WI refinance customer always gets the absolute lowest rate!~ (Zillow)

    GoGSF Testimonials

    Michael Cox – Loan Originator

    GoGSF Testimonials

    “My experience with GSF is always amazing. I have worked with Mike numerous times over the past five years including a new mortgage and multiple refinances. Mike always manages to get the absolute lowest rate and keep the closing costs low. He has always been very professional, knowledgeable, and respectful whenever I have met with him to answer questions and review the closing process. Any questions or complications that surfaced, Mike was there promptly to address the situation and rectify any problems. A special thanks to Kurt Kempen who also helped out with my latest refinance. Kurt was very knowledgeable and helpful through my entire refinance. He was extremely patient answering all my questions, and kept me updated throughout the entire process. GSF made my entire refinance process smooth and stress free. I would recommend them to anyone. Thanks Mike and your entire staff at GSF!!”


  • Wayzata, MN purchase customer found the best rate!~ (Zillow)

    GoGSF Testimonials

    Michael Cox – Senior Loan Originator

    GoGSF Testimonials

    “My broker was Mike Cox. He was exceptionally helpful finding me the best purchase rate available (the title agent at closing commented she had never seen a purchase rate this low) and making the closing happen in 25 days from the time we locked the rate (my real estate agent hadn’t seen that happen so quickly). I have recommended Mike to a friend and co-worker and will use him again in the future.”


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Photo of Michael Licciardi

Michael Licciardi

Branch Manager

NMLS# 134163
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What my customers are saying...

  • Port Carbon, PA refinance customer felt like family!

    GoGSF Testimonials

    Michael Licciardi – Loan Originator

    GoGSF Testimonials

    We would like to Thank You for doing such a GREAT job with our refinance. You helped us save money, got us a great rate, and you were with us every step of the way! Your experience in your field shows. You treated us like family and no matter how small the question you were always there, you have been sincere, honest, and upfront with us always, never hiding anything! We cannot say enough how easy and quick you made the entire process. We will be sure to tell anyone who is looking to refinance about you, if they went anywhere else they would not be doing themselves justice.
     
    Thanks again Mike!


  • Levittown, PA purchase customer says Mike’s thoroughness speaks volumes!

    GoGSF Testimonials

    Michael Licciardi -Loan Originator

    GoGSF Testimonials“My family & I would like to extend our deepest gratitude to you. Considering my reason for purchasing another home, I thought for sure the road would have been difficult. However, you made the process smooth every step of the way. Your thoroughness speaks volumes to your dedication and ability to serve others. I will be sure to recommend you to anyone looking for a mortgage. I sincerely appreciate that you took the time to personally work with myself & my Realtor.”


  • Trenton, NJ purchase customer says Michael was able to help fix her credit!

    GoGSF Testimonials

    Michael Licciardi – Loan Originator

    GoGSF Testimonials

    “ I would just like to take out the time to tell you how much I appreciated you regarding the purchase of my new home!  You were the best!
    When we first was introduced over the phone, we instantly connected.  You ran a credit report on me and it came back with discrepancies and I almost lost my mind.  However, you were so patient with me and also assisted me with what direction or whom I should seek out to get my report fixed. Especially, when I worked so hard for the past three years to bring my scores up and come to find out there was another woman credit information under my social security number.  Lord knows, that you are awesome when it
    came down to dealing with numbers.  Math had to be you best subject.  You guided me from the beginning until the end.  I gained a professional
    friendship with you whereas I would call you with ANY question I may have and you answered them all.  I truly will refer you to anyone that I know
    that is seeking a mortgage!  I was new to it but you made it very easy for me to understand.  I appreciate you and I pray all goes well with all your endeavors.”


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Photo of Michael Urias

Michael Urias

Mortgage Loan Originator

NMLS# 31741
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What my customers are saying...

  • Spring, TX purchase customers says Michael made the process smooth and less stressful!

    GoGSF Testimonials

    Michael Urias – Loan Originator

    GoGSF Testimonials

    Michael did a fantastic job in assisting us with our mortgage loan.  The application process was quick and easy.  He kept us informed on where we were in the purchase process and the estimated time it would take.  He also emailed us quickly when he knew the underwriters needed additional information and would check in to make sure we did not have any questions for him.  He made the process smooth and much less stressful. I will definitely use Michael in the future for our next home purchase.


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Photo of Michelle Nikolay

Michelle Nikolay

Branch Manager

NMLS# 222301
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What my customers are saying...

  • Eau Claire, WI purchase customer said Michelle went the extra mile!

    GoGSF Testimonials

    Michelle Nikolay – Loan Originator

    GoGSF Testimonials
    “Michelle was so wonderful to work with.  We didn’t know anything about buying a house and she walked us through everything — detail by detail.  She took the extra time to make sure we knew and understood all of the purchase information.  Michelle not only treated us like customers, but she treated us like family.  She goes the extra mile for each and every one of her customers.  We wouldn’t have this awesome house without her!!”


  • Marshfield, WI purchase customer felt at ease through the entire process!

    GoGSF Testimonials

    Michelle Nikolay – Loan Originator

    GoGSF Testimonials

    “Michelle was fantastic to work with!  She was always quick to respond to every phone call or email, and she answered every question we had (whether it was related to our financing or not!). Michelle went well above and beyond to get things done.  We felt at ease working with her through the whole purchase process.  She instilled confidence even when other things were a little rocky with our difficult situation.  We would recommend Michelle and her staff without hesitation to anyone with home financing needs.  We couldn’t have done it without her! She’s the BEST!!! “


  • Marshfield, WI purchase customer says everything was done so efficient and fast!

    GoGSF Testimonials

    Michelle Nikolay – Loan Originator

    GoGSF Testimonials
    “Michelle has been superb for me and my first time  purchase loan experience. I’m a first time buyer and had no clue on how anything worked.  I called her office I got ahold of her right away (no wait time), gave her some information and she said she would call me back in a few days. It was the same day she called me and said I was pre-approved for a loan.  She told me to start looking at houses and 3 Saturdays later I found one.  She had paperwork done right away and she explained everything so well that even I understood the process. Everything was done so efficient and fast and what really amazed me is she truly cared about getting me a loan. She also stated if I have any problems or questions during my homeownership about the loan or anything I could call her. On top of it all she entered me into a video contest for first time home owners and I won. I would never have been able to get my wonderful house without her and I recommend her for any home buyers.

    Thank you Michelle you are the best!”


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Photo of Mike Morrison

Mike Morrison

Branch Manager

NMLS# 110567
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What my customers are saying...

  • North Carolina refinance customer paid no closing costs!

    GoGSF Testimonials

    Mike Morrison – Loan Originator

    GoGSF Testimonials

    “I was skeptical in the beginning of really being able to get a truly no closing cost refinance with a competitive interest rate which seemed to good to be true. However, It is true with GSF Mortgage Corporation. Both Mike and Amy were professional, timely in their responses, and most importantly honest and truthful. Everything that they said would happen did, and in the timeframe they committed to. I would certainly do business with GSF Mortgage Corporation again in the future and would not hesitate to recommend Mike and GSF to others.”


  • Maryland purchase customer says working with GSF makes a HUGE difference!

    GoGSF Testimonials

    Mike Morrison – Loan Originator

    GoGSF Testimonials

    “It’s a pleasure to be able to work with you again on a purchase mortgage Mike… I think this makes mortgage #4 with you.   There is a HUGE difference between working with GSF and other mortgage companies I have dealt with in the past.  Jenni was awesome – very friendly, efficient and knew exactly what needed to be done in the moment and the next step was clear as well.   Again, you and GSF were a wonderful experience for us.  It’s great doing business with someone you trust and Mike, you have delivered once again. Thank you.”


  • - Raleigh, NC Purchase Customer

    GoGSF Testimonials

    “Mike Morrison’s expertise in real estate investment, knowledge of the local market and his 20+ years in mortgage lending helped us find the right home loan to complete the purchase of our new home. Because of Mike, we have our dream home.” ~Bill LuMaye, radio talk show host.


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Nancy Sanford

Mortgage Loan Originator

NMLS# 305104
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Nicole Lissade

Senior Loan Originator

NMLS# 133880
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Pam Gustafson

Senior Loan Originator

NMLS# 254280
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What my customers are saying...

  • Indio, CA purchase customer received a high caliber of service from beginning to end! ~ (Zillow)

    GoGSF Testimonials

    Pam Gustafson-Senior Loan Originator

    GoGSF Testimonials

    “My husband and I decided to purchase a second home in CA and were searching for a mortgage company. We checked into one in CA (we live in another state) and were not impressed with our initial interactions. We then were referred by a realtor friend to GSF and Pam Gustafson. We were very impressed with the high caliber of service we received from beginning to end of the process by both Pam and Debbie. These days the loan process can be daunting and complex. Pam and Debbie guided us skillfully through this process with the utmost care and professionalism. They were in constant contact with us the entire time and were very patient and kind. Let’s face it, there is a fair amount of paperwork and time involved with these types of business dealings regardless of the mortgage company with whom you work, and Pam and Debbie kept us on task while they themselves were working hard to make this happen for us as quickly as they could. Besides being very good at their jobs, they have that “Midwest Nice” going for them. We would highly recommend them and will refer others to them.”


  • Sylva, North Carolina purchase customer says Pam was amazing from the beginning! (BBB)

    GoGSF Testimonials

    Pam Gustafson – Senior Loan Originator

    GoGSF Testimonials“I was referred to GSF by my mother who is a realtor. She had had great experiences working with GSF through her clients, so when my husband and I decided to purchase a home using a VA Loan, GSF was who was recommended to us. I can honestly say, they made the home buying process easier than we EVER thought it could be! Pam Gustafson was our loan officer (who we were referred to) and she was amazing from the beginning! She did our pre-approval in a matter of minutes and kept us in the loop EVERY step of the way. She answered all of our questions (and as first time buyers, there were a LOT!) in a timely manner, a professional manner, and with a genuine desire to see us get through this process and wind up in the home we had chosen. Amy Coppus was our loan processor and to say she ‘knows her stuff’ or is ‘on the ball’ wouldn’t quite cover it. Again, timely responses to questions (lots!), professionalism, efficient, and kept us in the loop every step of the way! Pam and Amy were quick to assure us that everything we were providing to them for documentation was normal and why it was needed, they told us ahead of time what to expect and when to expect it and what everything meant. Today, we received our HUD statement and we will close on our new home in just 5 days! We couldn’t be happier with the service we received from Pam, Amy, and the staff at GSF–they truly helped us make our dream of finally buying a home a reality!”


  • Pasadena, CA purchase customer got a great rate on their Jumbo loan!~ (BBB)

    GoGSF Testimonials

    Pam Gustafson – Senior Loan Originator

    GoGSF Testimonials

    “Pam and Deb were both delightful to work with and got me a great rate on my jumbo loan. Pam especially was very patient and understanding when the first home I had an accepted offer for fell through. When I went into escrow a few months later on another home, my first and only call was to Pam because I knew she could get me the best rate and provide excellent service. For anyone who is hesitant to get a loan through the Internet, I suggest you give GSF a call and ask for Pam. I’ve gone through one purchase loan and 2 refi’s with local banks/mortgage brokers and am very happy with my outcome with GSF. Even my real estate agent complemented on what a great rate I got and how smooth the loan process was.”


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Pat Tiso

Loan Originator

NMLS# 343727
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Phillip Roberts

Senior Loan Originator

NMLS# 188060
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Ray Stevens

Branch Manager

NMLS# 177825
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What my customers are saying...

  • Cantonment, FL purchase customer says Ray is ethical, honest and would go the extra mile! ~(Zillow)

    GoGSF Testimonials

    Ray Stevens – Loan Originator

    GoGSF Testimonials

    “We chose Ray Stevens to help us with our home purchase even though his office was several hundred miles away. We knew that he was ethical, honest and we knew that he would go the extra mile to secure the best rate possible. And he did exactly that. Should we ever decide to purchase another property we will definitely choose Ray Stevens. Thanks Ray. ”


  • Jacksonville, FL purchase customer says distance wasn’t an issue!~ (Zillow)

    GoGSF Testimonials

    Ray Stevens – Loan Originator

    GoGSF Testimonials“Ray is the reason we own a home. We are so grateful for all his efforts! While other lenders/brokers were telling us that we were not likely going to get a home purchase loan, Ray worked with us to overcome all our obstacles. Buying our home was quick with little stress. I thought the distance would be an issue but it wasn’t one at all. Ray, and everyone at his organization, had great communication skills and made sure we understood everything as the purchase process moved along.


  • Coral Springs, FL purchase customer says “no surprises and no delays”!~ (Zillow)

    GoGSF Testimonials

    Ray Stevens – Loan Originator

    GoGSF Testimonials

    “Contact Ray, if you want honesty, professionalism, a competitive rate, no surprises and no delays with your home buying experience. He delivered as promised! He was hands on during the whole  purchase process, organized, easy to talk with, and kept the process on track and simple.

    I will definitely work with Ray again in the future. Thank you Ray!”


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Photo of Ron Meyer

Ron Meyer

Senior Loan Originator

NMLS# 222688
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What my customers are saying...

  • Bloomfield, WI purchase customer is thankful to have their own home!

    GoGSF Testimonials

    Ron Meyer – Loan Originator

    “Hi Ron,

    I just wanted to thank you again for the great work you did in helping my family purchase a home of our own. Without you it would have not happened.”


  • - GoGSF Customers 2012 (GoGSF Customers)

    GoGSF Testimonials

    Ron Meyer, Senior Loan Originator

    “Ron, thanks for getting our loan done so quickly for us! Being first time home buyers, you made everything run smoothly for us. We have wanted to buy a house for a while and never thought it was possible. Thanks for everything! We will definitely recommend you to all our friends!


  • - GoGSF Customer 2012 (GoGSF Customer)

    GoGSF Testimonials

    Ron Meyer, Senior Loan Originator

    “Thanks for helping us get our first home! We think you did a fabulous job and will pass along your name!”


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Photo of Ronald Gardner

Ronald Gardner

Senior Loan Originator

NMLS# 133877
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Ruth Watkins

Branch Manager

NMLS# 307039
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What my customers are saying...

  • New Port Richey, FL purchase customer says it was a seamless road to the final closing!

    GoGSF Testimonials

    Ruth Watkins – Loan Originator

    GoGSF Testimonials“I cannot even begin to explain all Ruth Watkins has done for us! I used her back in 2001 for my purchase loan in New Port Richey. It was a seamless road to the final closing. Then I moved to South Tampa for family reasons and to take care of my mother. Now it is time to buy another home of our own. I stupidly decided to use a lender in the area to save distance issues for paperwork. It turned into a complete nightmare! I then contacted Ruth Watkins and in a matter of 2 weeks, she not only has me ready to close but ALSO is assisting us in getting our Escrow back that is being illegally held hostage! She is extremely experienced and just as important, has long term top quality contacts for any situation. She is surely the best mortgage person in the entire area…no matter where you live. She is always in YOUR corner and helps educate you and guides you through any situation!! She has allowed us to deal with the nightmare from before and fix it and has created an easy experience for us to move on and get into the house that is much more affordable, has it all and we won’t have to spend thousands to get it where we want it!”


  • Springhill, FL purchase customer says Ruth is a consummate professional!

    GoGSF Testimonials

    Ruth Watkins – Loan Originator

    GoGSF Testimonials

    Ruth Watkins is a consummate professional! She went far above and beyond expectations – especially in dealing with a few unexpected snafus! She repeatedly went out of her way to make sure that things were clarified, corrected and that ALL the proverbial ducks were in a row. In the midst of difficulties, redundancies, errors made by others and dealing with a annoying circumstances – she remained calm, thoughtful, patient and most importantly…..persevering! I would most highly recommend Ruth to anyone seeking a home purchase loan!”

     

     


  • Springhill, FL purchase customer says Ruth went above and beyond!

    GoGSF Testimonials

    Ruth Watkins – Loan Originator

    GoGSF Testimonials

    “Ruth was great!!!!!!!!! Pulled off an impossible purchase due to my circumstances..went above and beyond to make sure I found my home and MADE IT HAPPEN!!!!!!!!!!!!!!!!! I will recommend Ruth to anyone I know..everything went smooth!!!!!!!! SHE WILL GO ABOVE AND BEYOND TO GET THINGS DONE!!!!”


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Sam Fisher

Branch Manager

NMLS# 130415
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Photo of Sara Pickrell

Sara Pickrell

Mortgage Loan Originator

NMLS# 959377
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Sarah Zuck

Loan Originator

NMLS# 379686
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What my customers are saying...

  • Chesapeake County, VA purchase customer is thankful!

    GoGSF Testimonials

    Sarah Zuck – Senior Loan Originator

    GoGSF Testimonials

    Thank you for making our purchase loan possible!!”

     

     


  • Augusta County, MD refinance customer said the process was easy!

    GoGSF Testimonials

    Sarah Zuck – Senior Loan Originator

    GoGSF Testimonials
    “I want to thank you for all your help in the refinancing of our home loan. Everyone has been very helpful and has made the process so easy.”


  • Wicomico County, MD purchase customer says Sarah went above & beyond!

    GoGSF Testimonials

    Sarah Zuck – Senior Loan Originator

    GoGSF Testimonials

    “Sarah, once again, thank you very much for going way above & beyond!  We appreciate all your help with our purchase loan!”


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Scott Ozark

Loan Originator

NMLS# 1044518
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Sharyn DiCarlo

Senior Loan Originator

NMLS# 151817
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What my customers are saying...

  • Allen, TX purchase customer says they can attest Sharyn is all that and more! ~ (Zillow)

    GoGSF Testimonials

    Sharyn Dicarlo – Senior Loan Originator

    GoGSF Testimonials“Recently my wife and I decided to purchase an investment property in another state. I was referred to GSF Mortgage and particularly Sharyn DiCarlo by an acquaintance who thinks they are top drawer. I am in a business related to the mortgage business and work with lenders every day servicing the needs of their clients. I feel as though I know a bit about the mortgage world but it became a different thing altogether when I and my wife were now getting the loan. Even working with lenders all the time it is easy to forget how technical the field has become and how much know-how is required to properly process a purchase loan. The lending world has changed dramatically in the last few years. It is not for amateurs. It takes a real pro to cleanly get a loan transaction to closing. I can absolutely attest Ms. DiCarlo was all that and more. She really knows her business and is aggressive about getting things done. Instead us having to chase her down she kept us on our toes plowing through all the necessary paperwork. Her responsiveness and follow-through cannot be beat. This process could have been pretty unnerving but with Sharyn running the show it was a very good experience. My wife and I recommend Sharyn DiCarlo and GSF Mortgage very highly..”


  • Cooper City, FL purchase customer says they’ve never worked with a lender as quick and prepared!~ (Zillow)

    GoGSF Testimonials

    Sharyn DiCarlo – Senior Loan Originator

    GoGSF Testimonials

    “Sharyn and team were extremely responsive, answering every email and call within minutes, even during weekends or nights. They helped me get a difficult approval due to the complexity of my situation, and impressed even my closing attorney, who commented to me he had never worked with a lender as quick and prepared. Their purchase rates and closing costs were the best among all lenders as well.”


  • Katy, TX home equity loan customer says they will recommend to everyone! ~ (Zillow)

    GoGSF Testimonials

    Sharyn DiCarlo – Senior Loan Originator

    GoGSF Testimonials

    “We had a great experience with GSF and Sharyn. She is very fast and super efficient, and she made us feel the home equity loan process is easy! She responded to our questions 24/7 and always provided great info and support.

    We will recommend her to everyone!!”


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Stacy Helget

Loan Originator

NMLS# 273314
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Photo of Stephen Exley

Stephen Exley

Branch Manager

NMLS# 343038
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What my customers are saying...

  • Bentwater, TX purchase customer says they were in capable and trustworthy hands!

    GoGSF Testimonials

    Stephen Exley – Loan Originator

    GoGSF Testimonials

    “Thanks to Stephen, our loan purchase process was smooth and stress free.  He was efficient, knowledgeable and reliable.  He was able to address our concerns and answer our questions-we truly felt we were in capable and trustworthy hands with Stephen as our mortgage broker.”


  • Spring, TX refinance customer’s trust in Stephen paid off!

    GoGSF Testimonials

    Stephen Exley – Loan Originator

    GoGSF Testimonials

    “After seeing the various commercials and news articles regarding historically low interest rates, my husband and I began to research the possibility of refinancing our first home. Although skeptical, a friend referred us to Stephen Exley.  From the onset, we were thoroughly impressed with his financial knowledge and his empathy towards our basic concerns.  Our trust in him paid off, as our financial goals were exceeded.  He and his team made the entire refinance process so simple.  I had no idea it was that easy, or at least they made it seem that way.”


  • The Woodlands, TX purchase customer’s expectations were exceeded!

    GoGSF Testimonials

    Stephen Exley – Loan Originator

    GoGSF Testimonials

    “What a relief!  The only piece of the home buying puzzle that went smoothly and which was stress free.  This is all thanks to Stephen and Ellen Exley.  Collectively, they ensured that all supporting documentation was accurate and complete, speeding up the process, and they secured the best interest rate the volatile market had to offer, up to the last minute before closing. They are honest, trustworthy and detail oriented; attributes which are difficult to find in this highly competitive industry.  They came highly recommended to me and exceeded my expectations; therefore, I highly recommended them to everyone.”


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Sue Jackson

Mortgage Loan Originator

NMLS# 148214
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Tad Ries

Branch Manager

NMLS# 267174
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Tom Zaimes

Loan Originator

NMLS# 146734
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What my customers are saying...

  • Mt. Washington, PA purchase customer says Tom is committed to excellence!

    GoGSF Testimonials

    Tom Zaimes – Loan Originator

    GoGSF Testimonials

    “I’m self employed and applied for a home purchase loan at the worst possible time. I had the decided impression that most brokers just kept my application for 2 days and then said no. Tom was amazing. He worked through about a million details, kept at it every step of the way. It’s not often you work with somebody as committed to excellence as Tom. He is also quite smart, personable and he always works hard. I give my highest possible recommendation to Tom Zaimes.”


  • Pittsburgh, PA purchase customer says Tom is a “Loan Savior”!

    GoGSF Testimonials

    Tom Zaimes – Loan Originator

    GoGSF Testimonials

    Today is a cold, February day. I find myself lounging in a big, overstuffed chair in our spacious living room. Our dogs are at our feet, and one of our cats is nibbling at my hair. The fireplace casts a glow that warms our bones and cheers our hearts. Without Tom Zaimes, we would have been in a trailer, or worse.

    Before we found Tom, the “Loan Savior,” we experienced months of literal anguish. Our fairly high-end home was moving towards foreclosure. Every morning I woke up to panic, wondering if we would be able to afford so much as that trailer when the inevitable came to pass. We had identified a wonderful, much less expensive property we wished to purchase. We had sufficient income, but little cash. I also had a history of bankruptcy linked to another real estate fiasco. So credit scores were a real problem. Loan officer after loan officer turned us down. Time was running out.

    Then we found Tom. The process was arduous. The amount of paperwork was staggering. The number of forms was daunting. Responses from various loan institutions kept coming back, “no.” But Tom persisted. He never gave up hope. And finally, the deal was closed. I was out of the country the day of closing, I believe somewhere in Asia, for work. I had asked my husband to call me when he had signed the last papers, and had the key to our new house in hand. Finally, the call came. I was speaking in front of a large audience, but I excused myself and took the call. It was hard to keep the tears from spilling over.

    I can’t count the times when, on days like today, in our lovely 3-story home that accommodates all of our family including children and 8 pets, I have thought of Tom and silently blessed him. Blessed him for real. This was more than a business transaction. This was about — a home. Thanks, Tom!  


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William Compton

Branch Manager

NMLS# 172044
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William Pryor

Loan Officer

NMLS# 276158
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