“A home is a lot more than a structure held together by wood and nails. It’s the foundation that holds your stories, your memories and your milestones. We get it. In fact, we’ve been helping people buy homes for 20 years.”

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Max LTV

100% (plus 2% financed guaranty fee)

Min. Credit Score

Credit Score

Max Loan Amount

As Income Limits Allow

DTI

29/41 or as GUS allows

Available Term

30 year

Must be in eligible area and income limits apply. BK 3yrs, foreclosure 3yrs

Max LTV

100% (plus 2% financed guaranty fee)

Min. Credit Score

Credit Score

Max Loan Amount

As Income Limits Allow

DTI

29/41 or as GUS allows

Available Term

30 year

Must be USDA to USDA. Reduce rate 1%, timely payments

Max LTV

100%

Min. Credit Score

Credit Score

Max Loan Amount

Follow Conforming Loan Limits

DTI

41% or as AUS allows. Also watch residual.

Available Term

15
Years

20
Years

25
Years

30
Years

Check program guidelines for appraisal requirements. BK; CH 7 2years, FH 13 active. Foreclosure 2yrs.

Max LTV

100%

Min. Credit Score

N/A

Max Loan Amount

Follow Conforming Loan Limits

DTI

41% or as AUS allows. Also watch residual.

Available Term

15
Years

20
Years

25
Years

30
Years

Check program guidelines for appraisal requirements. BK; CH 7 2years, FH 13 active. Foreclosure 2yrs.

Max LTV

100%

Min. Credit Score

Credit Score

Max Loan Amount

Follow Conforming Loan Limits

DTI

41% or as AUS allows. Also watch residual.

Available Term

15
Years

20
Years

25
Years

30
Years

Check program guidelines for appraisal requirements. BK; CH 7 2yrs, FH 13 active. Foreclosure 2yrs.

Max LTV

100%

Min. Credit Score

N/A

Max Loan Amount

Follow Conforming Loan Limits

DTI

41% or as AUS allows. Also watch residual.

Available Term

15
Years

20
Years

25
Years

30
Years

Check program guidelines for appraisal requirements. BK; CH 7 2yrs, FH 13 active. Foreclosure 2yrs.

Max LTV

96.5%

Min. Credit Score

Credit Score

Max Loan Amount

Follow County Limits

DTI

29/41 or as AUS allows. Higher DTI will require Comp Factors.

Available Term

10
Years

15
Years

20
Years

25
Years

30
Years

Check program guidelines for appraisal requirements. Bk > 2ys. Foreclosure > 3yrs. See additional Streamline information on ThinkGSF.com

Max LTV

96.5%

Min. Credit Score

Credit Score

Max Loan Amount

Follow County Limits

DTI

29/41 or as AUS allows. Higher DTI will require Comp Factors.

Available Term

10
Years

15
Years

20
Years

25
Years

30
Years

Check program guidelines for appraisal requirements. Bk > 2ys. Foreclosure > 3yrs. See additional Streamline information on ThinkGSF.com

Max LTV

N/A

Min. Credit Score

Credit Score

Max Loan Amount

Follow County Limits

DTI

29/41 or as AUS allows. Higher DTI will require Comp Factors.

Available Term

10
Years

15
Years

20
Years

25
Years

30
Years

Check program guidelines for appraisal requirements. Bk > 2ys. Foreclosure > 3yrs. See additional Streamline information on ThinkGSF.com

Max LTV

80% Max based on loan amount

Min. Credit Score

680 minimum credit score depending on loan amount

Max Loan Amount

3M Max depending on LTV, credit score, and max # of units.

DTI

43%

Available Term

30 Year
Fixed

6 months min. Reserves required. 2 appraisals may be required. Primary or 2nd homes. No BK, foreclosure, pre-foreclosure, short sale or modification in last 7yrs. Refer to OB for program guides.

Max LTV

80% Max based on loan amount

Min. Credit Score

680 minimum credit score depending on loan amount

Max Loan Amount

3M Max depending on LTV, credit score, and max # of units.

DTI

43%

Available Term

30 Year
Fixed

6 months min. Reserves required. 2 appraisals may be required. Primary or 2nd homes. No BK, foreclosure, pre-foreclosure, short sale or modification in last 7yrs. Refer to OB for program guides.

Max LTV

95%

Min. Credit Score

Credit Score

Max Loan Amount

417,000 or Per County Limits

DTI

Per AUS findings

Available Term

10
Years

15
Years

20
Years

25
Years

30
Years

Follow AUS findings. No Expanded Level approvals or referred decisions allowed. Also, refer to specific guidelines.

Max LTV

80%

Min. Credit Score

Credit Score

Max Loan Amount

417,000 or Per County Limits

DTI

Per AUS findings

Available Term

10
Years

15
Years

20
Years

25
Years

30
Years

Follow AUS findings. No Expanded Level approvals or referred decisions allowed. Also, refer to specific guidelines.

Max LTV

N/A

Min. Credit Score

Credit Score

Max Loan Amount

417,000 or per county limits.

DTI

Per AUS findings

Available Term

10
Years

15
Years

20
Years

25
Years

30
Years

Follow AUS findings. No Expanded Level approvals or referred decisions allowed. ALso, refer to specific guidelines.

 

"Just wanted to let you know it was a pleasure working with you on my refinance. You worked out all the figures and were upfront about everything. You also kept in touch with us throughout the whole procedure. I would highly recommend you to anyone that needs to buy a house or do a refinance. Again you were the BEST."

− Baltimore, MD refinance customer says Jason was always up front!

"Thank you for your assistance with this file. You really helped them during a stressful time. On to the next file — hopefully more will come our way this summer. Thanks again!"

− Melbourne, FL real estate agent says Ruth helped during a stressful time!

"You should win an award for most patience…Thanks for all your help with my parents and their VA home refinance loan! They’re happy:)"

− Cadillac, MI refinance customer says Marty deserves an award!

"GSF does an excellent job. Their staff is friendly, dedicated and very professional. They go out of their way to make your purchase mortgage happen. I highly recommend their services!"

− Chicago, IL purchase customer says GSF goes out of their way!~ (BBB)